Thanks to this update, it is significantly much easier to consider advantage of your Citi Prestige® Card’s journey credit score.
Like most high quality rewards playing cards, the Citi Prestige® Card provides a sizable journey credit rating. You get a $250 credit history for vacation buys each calendar year, sufficient to acquire off just in excess of fifty percent of the card’s $495 annual payment.
Given that travel credits obtained substantially more challenging to use in 2020, Citi created this a single much more adaptable. Starting on May well 1 and long lasting through Dec. 31, the $250 credit rating also used to supermarket and cafe purchases.
That deal is back for all of 2021, offering cardholders extra methods to funds in their credit. This is what you will need to know about employing your credit and the relaxation of the Citi Prestige® Card’s benefits.
How to use your Citi travel credit
The credit rating on the Citi Prestige® Card quickly applies to any qualified buys. You will find nothing you want to do in addition to shell out revenue on journey, at the grocery store, or at eating places. The restaurant classification also handles takeout purchases.
Your to start with $250 per calendar calendar year in qualified shelling out will be reimbursed. And since this card’s travel credit score resets every calendar yr, it can be feasible to get it 2 times although only paying the annual charge at the time.
Let’s say you open the card in August 2021. Citi would cost you the $495 annual price, and you could use the $250 credit for 2021. In January of 2022, you would have one more $250 credit score obtainable, even nevertheless your next annual payment wouldn’t be thanks right up until August.
Other benefits of the Citi Prestige® Card
If you might be imagining about acquiring the Citi Prestige® Card, its positive aspects match up well with the greatest vacation rewards cards. In addition to that $250 journey credit, it also delivers:
- 50,000 reward factors for shelling out $4,000 inside of a few months of account opening
- The fourth night time totally free on hotel bookings of 4 evenings or longer designed through the Citi ThankYou Rewards internet site (accessible up to two times for every calendar calendar year)
- Airport lounge obtain
- A Worldwide Entry/TSA PreCheck credit score
- 5 points for each $1 on cafe and air journey purchases
- 3 points for each $1 on lodge and cruise line purchases
- 1 point for each $1 on all other buys
- Adaptable Citi ThankYou details that you can transfer to journey companions or redeem at a set fee for dollars journey bookings
The massive offering position is that fourth evening absolutely free hotel reward. If you reserve two resort stays of four nights or for a longer period for every 12 months, you are going to help save fairly a bit of cash thanks to the Citi Prestige® Card.
A further cause this card stands out is its benefits level. Not numerous credit rating cards offer 5 details for every $1 in any investing classes. The Citi Prestige® Card offers that fee in two preferred groups, in addition 3 factors per $1 in two much more. That helps make it a person of the prime credit history cards for earning lots of rewards factors.
Citi goes a move more than the opposition
What I like about this move from Citi is that it truly is now resolved to develop the Citi Prestige® Card’s travel credit for all of 2021.
That is more time than the variations designed by other card issuers. The Chase Sapphire Reserve® current its $300 travel credit to address groceries and gasoline, but that is at this time slated to finish immediately after June 30, 2021. The U.S. Lender Altitude™ Reserve Visa Infinite® Card up to date its $325 journey credit score to protect takeout, meals shipping, and eating, but that also only lasts by means of June 30.
Even even though people specials may well be prolonged even further, it is really awesome to see Citi make a modify for the entire calendar year from the beginning.