How to Redeem Factors on a Chase Credit rating Card

Chase has some of the very best benefits credit score cards of any card issuer. If you have a person of them, you are going to need to know how to redeem details on a Chase credit history card.

Your redemption solutions will rely on which Chase card you have. Here’s a total look at the redemption course of action and which possibilities will get you the most bang for your buck — or in this case, your Chase Top Rewards details.

How to redeem details on a Chase credit rating card

All Chase benefits cards are portion of its Greatest Rewards system. You can redeem benefits details on a Chase credit score card through the Ultimate Rewards website. Here is how:

  1. Log in to your Chase account on the Ultimate Rewards website.
  2. If you have several Chase credit rating cards, opt for the card with the points you want to redeem.
  3. Simply click the arrow up coming to the “Gain / Use” header to open its dropdown menu.
  4. Select the type of redemption you want and observe the rest of the actions.

The remainder of your redemption process will change based mostly on the option you selected. You can master about the possible redemptions — and how a lot benefit they offer you for every Chase point — beneath.

Transfer to vacation associates


  • Differs from under $.01 per position to around $.03 for every level

This redemption alternative is only available if you have a Chase travel credit card or the Chase Ink Organization Preferred℠ Credit history Card. At the time you have preferred this alternative, pick out a journey spouse, enter the quantity of details you want to send out and your account information in that partner’s loyalty method, and affirm the transfer.

Chase has an substantial listing of airline and hotel transfer companions. Here are the regular flyer programs in which you can transfer Chase details:

  • Aer Lingus AerClub
  • British Airways Govt Club
  • Emirates Skywards
  • Traveling Blue AIR FRANCE KLM
  • Iberia Moreover
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Immediate Benefits
  • United MileagePlus
  • Virgin Atlantic Flying Club

And listed here are the lodge loyalty applications:

  • IHG Rewards Club
  • Marriott Bonvoy
  • Earth of Hyatt

Transfers are 1 of the very best methods to redeem points on a Chase credit rating card. If you can obtain a very good award booking, it is possible to get a extremely high benefit for your points.



With this possibility, you can look for for and reserve vacation as a result of the Chase Supreme Rewards travel portal.

While all Chase benefits cards supply this, you get a lot more price for your details with a Chase travel card.

Shell out You Back again

Pay You Back is a new way to redeem details on a Chase credit score card. It allows you use factors as a statement credit towards suitable buys from the final 90 days. The forms of purchases that are suitable, the worth you get for your points, and how extensive the attribute is offered is dependent on your Chase credit card.

Chase vacation cards offer the exact charge that you’d get on travel purchases booked through Final Rewards. That is $.015 per issue with the Chase Sapphire Reserve® and $.0125 with the Chase Sapphire Preferred® Card. People playing cards offer you the Pay Oneself Again function as a result of April 30, 2021, on the adhering to qualified acquire sorts:

  • Grocery merchants
  • Eating (which includes dining places, takeout, and orders by means of eligible shipping solutions)
  • Dwelling enhancement stores
  • Contributions to pick charitable businesses

The Chase Ink Organization Preferred℠ Credit history Card and the Chase Ink Plus® card offer you $.0125 for every position via Dec. 31, 2021, on the subsequent eligible buy styles:

  • Pick out on the internet marketing
  • Delivery
  • Contributions to select charitable corporations

All other Chase rewards cards supply $.0125 per stage only on contributions to pick charitable organizations.

Chase Dining


  • $.015 for each place with the Chase Sapphire Reserve®
  • $.0125 with the Chase Sapphire Preferred® Card or Chase Ink Company Preferred℠ Credit Card
  • $.01 per position with Chase dollars back credit playing cards

These fees are accessible when you redeem details on a Chase credit rating card with Chase Dining by means of April 30, 2021.

Chase Eating has specific dining provides you can obtain with your factors. These include things like meals for delivery and pickup as perfectly as outdoor seating reservations.

Gift playing cards


  • $.01 for each level (or $.011 for each position when promotions are offered)

Chase features reward playing cards from a range of merchants. Though you ordinarily get the identical price for your details as you would on hard cash back again redemptions, you can get a little bit extra on gift card promotions.

Money again


The easiest way to redeem points on a Chase credit rating card is dollars back again. You can pick to get cash again as possibly a assertion credit or a deposit to a lender account.



This solution is also only readily available if you have a Chase journey card or the Chase Ink Business Preferred℠ Credit Card. If so, you can research for and book available experiences.



To redeem factors on a Chase credit rating card at Amazon, indicator in to your Amazon account and connection your Chase card to it. After that, you can pay back with details during checkout — albeit for a pretty low price per position.

Combining Chase details

If you have numerous Chase benefits playing cards, you can move factors from just one to the other. To do so, click on “Incorporate factors” in the checklist of alternatives on the “Earn / Use” dropdown menu.

By combining details, you can open up up extra techniques to redeem points on a Chase credit card or improve the price you’ll get from your details.

If you have a money back card and a vacation card with Chase, you can move your details to the travel card so you can transfer details to travel companions. And if you have the Chase Sapphire Reserve®, it helps make feeling to move your points to that card for redemptions the place it offers a bigger fee of $.015 for every issue.

What’s the ideal way to redeem points on a Chase credit history card?

All the ways to redeem details on a Chase credit rating card can appear overwhelming at first glance. It’s not as challenging as it appears.

If you only have a Chase income back again card, then money back again is usually the very best option. That is the most straightforward option, and there usually are not any high-worth alternate options. You could also take into consideration reward playing cards if you find any promotions you like or Shell out Your self Back if you’ve created donations to any qualified charities in the final 90 times.

If you have a Chase journey card or the Chase Ink Small business Preferred℠ Credit score Card, verify for transfer options to vacation companions 1st. These give the most probable worth. Other selections that give a good benefit for every place are journey bookings through Greatest Rewards, Fork out Oneself Back, and Chase Dining.

The essential to making use of Chase details is narrowing it down to a several high-value redemption solutions you like. That way, you will not will need to glance as a result of both option when you redeem factors on a Chase credit card.